Vehicle financing services are offered by Hulas Finserv Hire Purchase Ltd. (“HFL”), subject to the following terms and conditions.

 Eligibility & Assessment

• Financing is subject to completion of HFL’s internal credit assessment, documentation, and KYC requirements.
• Final loan amount, tenure, and interest rate will depend on customer profile, vehicle condition, and valuation outcome.

Vehicle Valuation

• The vehicle value will be determined by HFL or its authorized valuator and may differ from the listed price on the website.
• Financing is subject to satisfactory vehicle inspection and verification of ownership documents.

Pricing & Charges

• Interest rates will be communicated after preliminary review.
• Loan processing fee will not be charged to the customer. (0 सेवा शुल्क).
• Government taxes, registration transfer fees, insurance, and other statutory charges shall be borne by the customer.

Approval Timeline

• Submission of enquiry does not guarantee loan approval or disbursement.
• Loan approval and disbursement timelines may vary based on document submission and verification.

Communication & Consent

• By submitting this enquiry, the customer authorizes HFL to contact them via phone call, SMS or WhatsApp/ Viber regarding the loan application.
• The customer agrees to receive follow-up communication related to financing offers, documentation, and verification.

Website & Listing Disclaimer

• HFL is not responsible for the accuracy, condition, or availability of the vehicle listed on hamrobazar.com.
• Any dispute related to the vehicle listing or seller shall be between the buyer and seller.

Policy Changes

• HFL reserves the right to modify loan terms, policies, or eligibility criteria without prior notice, subject to prevailing laws.